Chapter 470： I love blowing water
(Thanks to the book friend 170405125818171 for the 6600 starting point reward!)
"It's not that we don't want to, but the current company's liquidity is simply not enough to support the establishment of auto finance! Besides, you ask other sensible people who are willing to provide funds?" Another director said sharply at this time.
"If you don't start me now, when will you wait?"
"Look again and see the effect! Maybe this is a smoke bomb released by Nanye Motor Company."
"Humph! A bunch of stubborn people."
The Crown, Corolla, Domineering and other cars under the Nanye Motor Company are selling very well on the US side. It's just a lack of luxury brands. Minami Shuuichi feels that the current strength of Minamino Motors is not suitable for a high-end brand.
Luxury cars first need a very advanced and powerful engine, which is the most critical place.
At present, the engine of Nanye Motors has not reached that height.
However, with the current development trend, it is not impossible to launch a luxury car in a few years.
It is rare for the whole family to have breakfast on this day, not only Iloti's father Henry, but also Loki. Even Iloti's grandfather is there.
"Minami, the car company under your kid's name has made a lot of noise recently." First of all, Iloti's grandfather said. Recently, the car sales of Nanye Automobile Company has won the sales champion for two consecutive months, and the auto finance system launched at the same time has also been recognized by the majority of consumers. At the same time, it has also been praised by many so-called experts. Those so-called experts feel that this way of consumption is conducive to promoting the improvement of consumption levels, which is a brand-new way of consumption. This is the way to use future money.
This is very different from a business loan. This is called an installment loan. Great for shopping and monthly loan repayments.
"I appreciate your installment consumption. I think this kind of thing can also be used to buy a house and buy some big things." Henry expressed his appreciation to Minami Shuuichi for the first time.
Anyway, the father-in-law gave him the feeling that he didn't like him very much, but now it seems that this guy really appreciates the auto finance he made.
Indeed, this consumption method appeared in this time and space decades in advance.
Of course, this consumption method is not very advanced. For example, in future generations, you can buy a mobile phone and pay in installments. It is fully popularized!
But now, my father-in-law has a different look when he thinks of buying a car and thinking of installing a house loan. But the model of buying a house by installments has already been implemented by Shuichi Minano where he has been there.
A few years ago, of course, it could not be implemented because there were no cooperative banks, but now that he has Nanye Bank, of course, he must implement it well. The first phase of real estate in Setagaya Ward was not sold in installments.
The second phase of Minano Shuichi already owns the Minami Bank and he can implement it.
In fact, now he belongs to a win-win method. On the one hand, he can help him develop his own bank and strengthen his own bank. On the other hand, this consumption method can also attract more customers for him! Let yourself earn more.
"Yes, I have already started to implement it in the island country in terms of buying a house. In the future, I think that it is not only possible to pay in installments for buying a house and a car, but also for buying large items. For example, buying a TV set can be paid in installments. , washing machines, sewing machines, bicycles, etc. are all fine." Minami said with a smile.
"Haha, Xiao Nanye really is a business genius, he can think of such a method." Iloti's grandfather gave Nanye Xiuyi a thumbs up.
Even Henry was impressed by Minami Hideyoshi.
Seeing these are all surprised and confused, Minami Shuuichi is very proud, secretly thinking in his heart that if we enter the Internet age, when I come up with an online shopping and a mobile payment, will your jaw drop?
When the time comes, all the purchases will be on the Internet. When the time comes, you don’t need to bring cash when you go out for a meal, just scan the mobile payment directly. How convenient and what!
"Nano, how did you come up with a consumption method like installment payment?" Henry was very interested in this.
"First of all, I start from the consumption concept of ordinary people and think from the perspective. I am a part-time worker with a low monthly salary. How should I enjoy the consumption life I want. So I came up with this installment payment plan. Consumption concept!" Nanye Xiu started talking nonsense with his eyes open. He likes things like blowing water in a serious manner.
"Consumption by installment payment is usually young people who have poor ability to pay but have consumption needs. The products they consume are usually motorcycles, automobiles, electronic products, etc. The installment payment method is usually a combination of banks and installment payment providers. Provided. Banks provide consumers with personal consumption loans equivalent to the amount of goods purchased, consumers use the loans to pay suppliers for goods, and suppliers provide consumers with guarantees and assume irrevocable joint and several liability for debts.”
"There is less pressure on payment. The period of installment payment (payment in full) generally ranges from six months to several years, and the amount of each payment is much smaller than the one-time payment, and the burden on home buyers is lighter."
"The risk is small. The period of installment payment is longer, and it is easier to find problems with the house. If the real estate developer cannot complete the progress of the project according to the contract or there is a problem with the quality of the house, or if the house has property rights disputes or financial disputes, the buyer can Stop paying the house and take timely measures to reduce losses."
Minami Shuuichi roughly talked about some of the advantages of installment payment.
Anyway, Henry and the others were stunned when they heard it. Anyway, they thought it was very good!
Such consumption methods not only allow consumers to get what they want, but also stimulate the economy!
"Dad, don't you think I'm very good at finding my husband? I can think of such things." Iloti said to Henry with a smile.
"It's okay~" Henry pouted.
"It's okay, it's much better than the second and third generations of those families! My husband is self-made." Iloti looked dissatisfied.
"Look at your appearance, do you have aristocratic self-discipline?" Henry stared.
"Can I eat noble culture? Besides, my husband doesn't need me to have noble culture. You mean Nanye?" Iloti glanced at Nanye Xiu.
"Uh." Minano Shuichi felt that his wife was really a master of naysayers.
Anyway, Henry is blowing his beard and staring at him.
"It's not that we don't want to, but the current company's liquidity is simply not enough to support the establishment of auto finance! Besides, you ask other sensible people who are willing to provide funds?" Another director said sharply at this time.
"If you don't start me now, when will you wait?"
"Look again and see the effect! Maybe this is a smoke bomb released by Nanye Motor Company."
"Humph! A bunch of stubborn people."
The Crown, Corolla, Domineering and other cars under the Nanye Motor Company are selling very well on the US side. It's just a lack of luxury brands. Minami Shuuichi feels that the current strength of Minamino Motors is not suitable for a high-end brand.
Luxury cars first need a very advanced and powerful engine, which is the most critical place.
At present, the engine of Nanye Motors has not reached that height.
However, with the current development trend, it is not impossible to launch a luxury car in a few years.
It is rare for the whole family to have breakfast on this day, not only Iloti's father Henry, but also Loki. Even Iloti's grandfather is there.
"Minami, the car company under your kid's name has made a lot of noise recently." First of all, Iloti's grandfather said. Recently, the car sales of Nanye Automobile Company has won the sales champion for two consecutive months, and the auto finance system launched at the same time has also been recognized by the majority of consumers. At the same time, it has also been praised by many so-called experts. Those so-called experts feel that this way of consumption is conducive to promoting the improvement of consumption levels, which is a brand-new way of consumption. This is the way to use future money.
This is very different from a business loan. This is called an installment loan. Great for shopping and monthly loan repayments.
"I appreciate your installment consumption. I think this kind of thing can also be used to buy a house and buy some big things." Henry expressed his appreciation to Minami Shuuichi for the first time.
Anyway, the father-in-law gave him the feeling that he didn't like him very much, but now it seems that this guy really appreciates the auto finance he made.
Indeed, this consumption method appeared in this time and space decades in advance.
Of course, this consumption method is not very advanced. For example, in future generations, you can buy a mobile phone and pay in installments. It is fully popularized!
But now, my father-in-law has a different look when he thinks of buying a car and thinking of installing a house loan. But the model of buying a house by installments has already been implemented by Shuichi Minano where he has been there.
A few years ago, of course, it could not be implemented because there were no cooperative banks, but now that he has Nanye Bank, of course, he must implement it well. The first phase of real estate in Setagaya Ward was not sold in installments.
The second phase of Minano Shuichi already owns the Minami Bank and he can implement it.
In fact, now he belongs to a win-win method. On the one hand, he can help him develop his own bank and strengthen his own bank. On the other hand, this consumption method can also attract more customers for him! Let yourself earn more.
"Yes, I have already started to implement it in the island country in terms of buying a house. In the future, I think that it is not only possible to pay in installments for buying a house and a car, but also for buying large items. For example, buying a TV set can be paid in installments. , washing machines, sewing machines, bicycles, etc. are all fine." Minami said with a smile.
"Haha, Xiao Nanye really is a business genius, he can think of such a method." Iloti's grandfather gave Nanye Xiuyi a thumbs up.
Even Henry was impressed by Minami Hideyoshi.
Seeing these are all surprised and confused, Minami Shuuichi is very proud, secretly thinking in his heart that if we enter the Internet age, when I come up with an online shopping and a mobile payment, will your jaw drop?
When the time comes, all the purchases will be on the Internet. When the time comes, you don’t need to bring cash when you go out for a meal, just scan the mobile payment directly. How convenient and what!
"Nano, how did you come up with a consumption method like installment payment?" Henry was very interested in this.
"First of all, I start from the consumption concept of ordinary people and think from the perspective. I am a part-time worker with a low monthly salary. How should I enjoy the consumption life I want. So I came up with this installment payment plan. Consumption concept!" Nanye Xiu started talking nonsense with his eyes open. He likes things like blowing water in a serious manner.
"Consumption by installment payment is usually young people who have poor ability to pay but have consumption needs. The products they consume are usually motorcycles, automobiles, electronic products, etc. The installment payment method is usually a combination of banks and installment payment providers. Provided. Banks provide consumers with personal consumption loans equivalent to the amount of goods purchased, consumers use the loans to pay suppliers for goods, and suppliers provide consumers with guarantees and assume irrevocable joint and several liability for debts.”
"There is less pressure on payment. The period of installment payment (payment in full) generally ranges from six months to several years, and the amount of each payment is much smaller than the one-time payment, and the burden on home buyers is lighter."
"The risk is small. The period of installment payment is longer, and it is easier to find problems with the house. If the real estate developer cannot complete the progress of the project according to the contract or there is a problem with the quality of the house, or if the house has property rights disputes or financial disputes, the buyer can Stop paying the house and take timely measures to reduce losses."
Minami Shuuichi roughly talked about some of the advantages of installment payment.
Anyway, Henry and the others were stunned when they heard it. Anyway, they thought it was very good!
Such consumption methods not only allow consumers to get what they want, but also stimulate the economy!
"Dad, don't you think I'm very good at finding my husband? I can think of such things." Iloti said to Henry with a smile.
"It's okay~" Henry pouted.
"It's okay, it's much better than the second and third generations of those families! My husband is self-made." Iloti looked dissatisfied.
"Look at your appearance, do you have aristocratic self-discipline?" Henry stared.
"Can I eat noble culture? Besides, my husband doesn't need me to have noble culture. You mean Nanye?" Iloti glanced at Nanye Xiu.
"Uh." Minano Shuichi felt that his wife was really a master of naysayers.
Anyway, Henry is blowing his beard and staring at him.
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