Chapter 482： comb

Zheng Shan's communication platform in the Stream Club has achieved initial results, and the Stream Bank has also begun to settle in it.

The main purpose is to provide loans to some companies with real potential, and even help provide sales channels.

Among them, Zheng Shan also specially set up an evaluation team to carry out various evaluations for enterprises.

It even provides professional guidance, such as some general direction guidance, and even company culture and the company's future development direction.

At this time, companies are growing wildly, and many people are stubborn and do not know how to plan.

Let's put it this way, a large part of the reason for the companies that grew up at this time is that the wind of the times is here, another part of the reason is luck, and only a small part of the reason is ability.

Now what Zheng Shan wants is to provide more professional guidance to these companies that are still savagely growing and expanding.

Of course, Zheng Shan did not completely copy the Western company management system, but convened many experts at home and abroad to give various opinions according to the current domestic situation and form.

As well as Zheng Shan's own understanding of the situation to take various measures, most of them are based on the actual situation.

Some of these companies will accept Xishui Bank's investment, while others will not. Zheng Shan does not treat these companies equally.

Of course, it cannot be said that there is no distinction at all. Just like the resources that Xishui Bank has, they can give them to those companies that accept investment, but they will not give them to those companies that have not accepted investment for no reason.

But there is only one difference in this respect. Others are business consulting. Zheng Shan treats Xishui Bank equally.

For the companies that accept the investment, Zheng Shan offers very favorable conditions, and he will not interfere in their management, let alone dictate their personnel appointments.

They only need to accept the financial inspection team dispatched by Xishui Bank. This financial inspection team does not even manage their usual finances.

They will not be involved in financial management. How they like to spend money is their own business. The main purpose of the financial inspection team is to audit the financial affairs.

As long as the money is spent where it should be spent and it has not been misappropriated privately, the financial inspection team will not care.

It also gives them a great deal of autonomy for these businesses.

.............

Manager Lin reported all the situation to Zheng Shan, and he said it in a clear and coherent manner. Obviously, he did a lot of preparations.

By the way, there are also some insights from Manager Lin himself.

In the past, he could only report the situation to Zheng Shan through the secretarial department, which was always separated by one floor, but since he received the notice that the big boss would personally ask him about various situations, Manager Lin began to prepare nervously. .

After Zheng Shan heard what he said, he nodded with satisfaction, "Good job."

Manager Lin was a little excited when he heard the words, and this started the big boss's compliment. Although it sounded polite, it came from the big boss after all.

But then Manager Lin said a little embarrassedly: "Actually, we also lent some bad debts. According to statistics, until today, we can clearly determine that the total bad debts are 328,000 RMB, and there are also about 120,000 yuan. All kinds of foreign exchange.”

Immediately, as if afraid of Zheng Shan's misunderstanding, Manager Lin hurriedly explained: "These are all projects that we are optimistic about to invest in, but the projects failed. We also strictly checked the personnel of the audit team. There is no problem, it is normal. business conduct.”

Zheng Shan nodded. In fact, he already knew this. Brother Xia Lai had already sorted them all out and made key marks.

"I know all of these, normal commercial loan investment is nothing, and if necessary, some delays can be made." Zheng Shandao.

This is also impossible. How many companies can have so many assets for mortgage in the first stage?

Basically not much, and the most essential purpose of Zheng Shan is to speed up the pace of development of domestic enterprises.

Therefore, a certain degree of relaxation has been made in some loan reviews.

For example, a company has a very good project, and it is true that it has been audited by Xishui Bank.

However, the company does not have enough assets for collateral, so Xishui Bank will still make loans when it knows that there will be some risks.

Of course, this kind of loan is also different from other loans, the interest rate will be slightly higher, but only a little higher.

What Zheng Shan wants is not to cut leeks, his vision is not so short-sighted!

I learned more about the situation with Manager Lin, and then called Zeng Liang to put forward new requirements for the management of the club.

"From now on, the club will strengthen the review of the management of members. In addition, it will completely eliminate those who use the club to do illegal things." Zheng Shan said with a serious expression.

Zeng Liang's heart tightened, and he said quickly, "Brother Shan, I will pay attention."

Zheng Shandao: "I can't blame you for these things. I didn't have clear rules before."

The ability of some people to take advantage of loopholes is really extraordinary. Take the club as an example. Many people have used the resources of the club to start a new business with legal edge.

There are even people who take advantage of the opportunity to enter the club, and then make financial transactions. After all, those who can come to the club, not much else, have some money in their hands.

But these are all privately contacted by these people, and even if Zeng Liang knew it, it was not easy to manage.

But now that Zheng Shan said it, then Zeng Liang dared to do it.

In fact, the main purpose of Zheng Shan's visit this time is to understand the projects currently invested by Xishui Bank.

In the next month or two, taking advantage of Yan Qingqing's due date, he thought about inspecting his own company in China.

Or to sort out all the companies.

This was planned last year but due to various circumstances, it has been delayed until now.

After staying at the club for an afternoon, Zheng Shan also went back. When he went to bed at night, Zheng Shan also told Yan Qingqing that he was going out.

"This time it is estimated that it will take two months." Zheng Shan said.

Yan Qingqing said: "If you have something to do, go and get busy. I'm fine at home."

"If you don't want to, I'll postpone it for a while, and I'll go out after you give birth." Zheng Shan was not sure about Yan Qingqing's attitude, saying that pregnant women will have various emotions, so Zheng Shan suspects Yan Qingqing It's the opposite.

When Yan Qingqing heard Zheng Shan's words, she glared at him angrily, "Do I look like the kind of person who makes trouble without reason? What do you think of me?"

"I know that my wife is the most righteous, and my wife is the best! Come and kiss one." Zheng Shan said, hugging Yan Qingqing.

"Go away, you haven't brushed your teeth yet~~~ Mmm."