Chapter 827

In view of the domestic e-commerce's joint efforts to deal with the cloud Internet, Yunfan is a little helpless. The leader is actually his father's asunbaba company.

Externally, cloud Internet is the first e-commerce company in China to unite with express companies to solve the problem of slow delivery.

Under the joint name of cloud Taobao shopping network, express tracking function is added, which greatly increases the shopping experience of buyers.

In addition, cloud Internet has also withdrawn a cloud payment function, which can bind the bank card, fast payment, scan code payment, providing greater convenience for the buyer's payment, as long as the person with the bank card can easily bind the card to pay.

Internally, the cloud Internet gives businesses enough convenience. After building the cloud Taobao shopping network, they are almost losing money to attract business. The cost of businesses is reduced, and the occupancy rate becomes extremely high.

Combined with the recent large number of online and offline advertisements launched by cloud Taobao, the number of users can almost be described as explosive growth, so that domestic e-commerce companies, large and small, feel a strong threat.

"Now they have a way to learn from each other. Their website also has the function of tracking parcels. They are also investing in advance to help express companies increase the outlets of cooperative express companies in an attempt to increase the coverage of express delivery areas and express delivery speed. At the same time, our cloud payment function has also been learned by them, but all of them are copying. "

When Xiang Qing said this, her expression became a little worried, "because the other party is your father, and this is different from the plan in your planning book, so I'm a little uncertain. Do you think we should fight with them?"

"It's my father. What's the matter?" Yunfan had no choice but to shake his head. "Since the beginning of the plan to establish the cloud group, I was determined to make it the first company in the world. There is no father and son in the market. This battle must be fought. "

Xiang Qing is shocked when she hears the words. If there is a real fight, it's all about burning money. She can't imagine the picture of father and son burning money for each other in order to seize the market.

She couldn't help frowning slightly and said, "your father should not know that you are the founder of cloud group, right?"

Yun fan nodded, "high, not yet."

Xiang Qing was a little confused and said, "when you were on the first floor just now, didn't you say it was time to let everyone know about your existence? I was going to call the whole company together and have a meeting for you to talk to us. "

"Don't do it for the time being. It's aimed at those people." Yun fan shakes his head, feeling completely above the competition with e-commerce.

Xiang Qing was puzzled and said, "in fact, it's better to join hands between your father and son than to fight. I don't think you need to spend money wrongly."

"It seems that you are right to say that, but what we are facing is not only axenbar company, but also many domestic e-commerce companies, big and small. The cake is so big that I can't share it with outsiders. Even if ashenbaba withdraws, this battle is inevitable. "

Yun fan's mouth started to play: "in addition, it's very interesting to beat my father, isn't it? It's better for him to be defeated by me than by others. "

Before, when Yunfan was communicating with his father at home, he thought that cloud group would fight with a Xun Baba one day, but he didn't expect that day would come so soon.

Human's imitation ability is very strong, from the ability to imitate animals, to develop science and technology, to the appearance of an interesting sentence on the Internet, will cause everyone to repeat.

It's the same for business. Cloud Internet has made the function of improving user experience, and other e-commerce companies have followed suit. It's a matter of no blame, but it's also a matter of helplessness.

What Yun fan hopes more is that his father can come up with his own ideas to fight with him, rather than blindly copying.

"Don't be too optimistic. The scale of e-commerce alliance is very large, and many domestic express companies are united. It's not a battle that you can win if you say you win. In my opinion, it's going to be a war to see who is the first to break the financial chain. " Xiang Qing poured cold water on Yun fan rationally.

"If you want to break the capital chain of cloud group, it's probably impossible."

Yun fan looked at her confidently and continued: "there's a crazy way to make money. I didn't write it in the planning book. Now, it's time to start this super money project. "

"Super money project?" Xiang Qing was a little confused, "does yunteyin have a new direction?"

Yunfan shook his head and said, "no, it has nothing to do with yunteyin. This super money collecting project is even more terrifying than yunteyin. Maybe it will be interfered by the state in the future. "

"What kind of super project is it?" Xiang Qing is more curious. At this moment, he really wants to knock on Yun fan's head to see what is in the genius boy's head.

From the moment she got his business plan, she felt that it was just a fantasy. She signed a contract with him only because the start-up funds were enough.

But now, she has changed.

One by one, she implemented all the fantastic plans in the plan, which surprised her very much.

There is no simple project in it. Every time you make a move, it will cause a shock in the industry.

This is true of yunteyin, Yunyou technology and cloud Internet.

It's really hard for her to imagine that a teenager can go against the sky to such a degree.

Words like "civil and military cultivation" or "genius" were not enough to describe the youth's rebellion.

Now when she heard that he wanted to make money again, she was really curious.

"It's a financial project. The name of the project is Yu EBAO."

Yun fan stood up and said, "lend me the computer. Let me type out the plan."

Xiang Qing also stood up with him, but he was a little confused.

Originally, she thought that Yunfan would show some adverse means this time. It turned out that it was just a financial project.

Yun fan comes to Xiang Qing's desk and sits down. He opens the computer's document. He is not in a hurry to type, but thinking.

She stood beside him, a little puzzled, said: "a financial project, can't talk about super money project?"

Yun fan explained: "originally it was limited, but in the field of Internet, which has unlimited possibilities, the power it can burst out is not simple."

Xiang Qing: "how to say?"

"This project is moving the cheese of the bank." With great confidence on his face, Yun fan deeply believes in yu'e Bao's ability.

"How?" Xiang Qing's eyes brighten up. Yun fan dares to say so and starts her curiosity again.

I'm afraid that the only person who dares to move bank cheese in the world is this crazy genius.

Yunfan had to explain to her patiently.

Yu'ebao's main means of docking with fund companies is to raise everyone's spare money together. Most of the money is put in the bank to generate interest, and only a small part is invested.

If the amount of money is large, the fund company will have the capital to talk about the interest rate with the bank. If the bank does not agree, it will change the bank, and there will always be banks.

The interest rate discussed with the bank must be higher than the fixed-term interest of individual depositors except for financial products. Assuming that it is 6%, as long as yu'ebao gives users more than the highest interest that individual depositors can get, most people will flock to it.

What yu'e Bao earns is the price difference between the interests, so it is a business that can earn without losing.

It brings together the money that we have already deposited in the bank. Quantitative change leads to qualitative change, so as to achieve a win-win situation.

Just like that sentence, unity is strength.

And it's the banks that lose.

After hearing this, Xiang Qing suddenly realized, but soon she was puzzled and asked, "many companies have similar financial products. Can't they be regarded as super means of collecting money? What's the difference between yu'ebao and them? "