Chapter 562： change job

In the small courtyard in Yu'er Hutong, Qin Yu finally got up from the bed, washed and put on makeup, put on a suit, and returned to her usual clean and tidy appearance of a strong woman.

As soon as she walked out of the room, Fang Qi hurried over, "The doctor said you can't blow a hair dryer."

Qin Yu waved his hand indifferently, "It's okay, I'm much better after taking the medicine, by the way, cook a bowl of noodles for me, I didn't eat at noon, I'm starving to death,"

After a pause, she shook her head again, "Forget it, I don't feel like I have any appetite, I'd better go to the entrance of the alley and buy me a bowl of porridge. Hurry up, I have guests coming later."

"Oh,"

Fang Qi pointed to the kitchen and said with a smile, "You don't need to buy porridge. When Mr. Chen went out, he specially told you to cook a pot of two-rice porridge for you. It's heating up. I'll serve it for you."

Then he ran to the kitchen.

Qin Yu raised his eyebrows and couldn't help laughing, "Heh, this man is more careful than a woman."

At least Huang Shan never thought of making porridge for her.

As he spoke, he shook his head, and walked along the corridor into the study in the main house.

After eating a bowl of hot yellow and white rice porridge, I feel much more comfortable.

After a while, Fang Qi came in to announce the arrival of a guest.

Qin Yu stood up, straightened his clothes, walked out with his head held high, and as soon as he arrived at the living room, it seemed that two people were walking towards each other, led by Fang Qi.

She immediately stretched out her right hand and said with a smile on her face, "President Liu, long time no see."

The person who came was Liu Xiufen, the new president of the Guangzhou Branch of Min'an Bank, and the one behind was her precious daughter Zhou Na.

"Boss Qin, long time no see."

Liu Xiufen hurriedly took two steps forward and shook hands, her attitude was more respectful than last time.

In the past, the two had equal identities. At the company level, it was just a cooperative relationship, and they only needed to maintain a proper friendship.

But now, Rainbow Group and Min'an Bank have fulfilled their respective obligations. After a series of operations, Rainbow Fund has officially become the third largest shareholder of Min'an Bank. It can occupy a seat on the board of directors just after the extraordinary general meeting of shareholders is held.

In this way, as the controller of the Rainbow Fund, Qin Yu has enough influence on her, so naturally he needs to be more respectful,

And she came here today precisely for this matter.

At Qin Yu's invitation, the three of them sat down on the sofa in the study room, Qin Yu sat in the main seat, Liu Xiufen and Zhou Na sat in the guest seats next to them,

Fang Qi played the role of secretary and served coffee to the three of them.

After thanking her, she put down the bag in her hand, Liu Xiufen turned her body slightly, and said with a smile,

"President Qin, first of all, I want to say congratulations. Our transaction has been approved by the China Securities Regulatory Commission. Starting today, Rainbow Fund will officially become the third largest shareholder of Min'an Bank!"

Qin Yu smiled slightly, "It should be said that it is Tongxi. Rainbow Fund's investment in Min'an Bank is beneficial to both of you and me, isn't it!"

"Yep,"

Liu Xiufen smiled and nodded repeatedly, "With the strength of Rainbow Fund and the current influence of Rainbow Group in the international financial world, after the announcement, the stock price of Min'an has stopped falling and rebounded.

The rise of Min'an's stock price not only stopped the decline of the entire financial sector, but also under the background of the global subprime mortgage crisis and the stock market crash, this kind of recovery is extremely precious.

Therefore, this is not only a win-win situation for Caihong and Minan, but also a shot in the arm for the entire financial market! "

"Ha ha,"

Qin Yu couldn't help laughing and said, "So, isn't it time for the whole world to celebrate?!"

"Well,"

Liu Xiufen rolled her eyes, nodded seriously and smiled, "To a certain extent, it is true!"

As soon as these words came out, the three of them chuckled again.

After exchanging pleasantries, Qin Yu took a sip of coffee, pursed his lips, looked at Liu Xiufen and asked, "President Liu, when will our board seats be honored?"

She has been tossing for so long, not for the position of a major shareholder,

No matter how many shares you have, even if you become the largest shareholder of Min'an, if you don't have a board of directors, your influence on the bank is limited. Only with a board of directors can you have a say in the operation and management of the bank.

This is not sloppy at all.

Liu Xiufen immediately said, "Today, the bank headquarters has issued an announcement on the completion of the transaction and the holding of an extraordinary general meeting of shareholders. According to the requirements of the Securities Regulatory Commission, the announcement must be made 30 days in advance.

Therefore, it will not be implemented until September 9th at the earliest, after the Extraordinary General Meeting of Shareholders is held. "

Qin Yu nodded, "Well, September 9th is a good day, okay."

She was born as a trader, so she naturally knows this kind of common sense. The reason why she asks is to urge Min'an Bank to issue an announcement as soon as possible.

I didn't expect the other party to move so fast.

Perhaps, as Liu Xiufen said just now, it is also of special significance for Min'an Bank to bring in a heavyweight strategic partner. In this way, their sense of urgency will naturally not be inferior to their own.

At this time, Liu Xiufen said, "Mr. Qin, I came here today. In addition to formally informing you of the good news, there is another important thing, that is, you need to prepare a detailed information on the directors in advance for the bank and the Securities Regulatory Commission for review.”

If you want to join the board of directors of a listed company, becoming a shareholder by purchasing shares is the first step, and this share cannot be less,

Make the shares reach a certain level, and obtain the approval of the China Securities Regulatory Commission, and have the qualifications to appoint or nominate directors. This is the second step.

At this time, you can submit the director candidate information for review by the board of directors and report to the China Securities Regulatory Commission for approval.

The main thing here is to review the qualifications of the candidates,

Leaving aside the candidate's personal ability, in addition to complying with the relevant regulations of the company law, this candidate cannot bear the punishment of the Securities Regulatory Commission.

For example, in the past three years, he has not been punished by the China Securities Regulatory Commission, has not been publicly condemned by the stock exchange, or has not been publicly criticized by the stock exchange for more than two times, and has not been publicly recognized by the stock exchange as unsuitable for serving as a director of a listed company.

Therefore, even if there is a process, this person cannot be given out casually.

Hearing Liu Xiufen's words, Qin Yu put down his coffee cup, and instead of answering immediately, he smiled slightly and said, "Don't worry about this question, I have another question, and I want to ask President Liu."

Liu Xiufen is also someone who is used to big scenes, so she can deal with this change easily, and immediately said calmly, "Mr. Qin, please tell me."

Qin Yu glanced at Zhou Na first, and said with a smile, "As Ling's daughter, Miss Zhou is not considered an outsider, so I'll be blunt."

Then he looked straight at her without blinking, and asked with a smile, "Based on President Liu's conditions, what do you think is the highest step you can take in Min'an Bank? Vice President or Executive Director?"

Hearing this, even with Liu Xiufen's composure, she couldn't help but feel a little at a loss,

What did she mean by that?

My family knows my own family affairs. Liu Xiufen is also in her forties this year, and she is almost fifty years old. Although she is well maintained, she looks similar to a person in her thirties and forties, but in ten or so years, she will reach the age of retirement.

And within these ten years, she asked herself that she was not at all sure that she could be promoted to the position of vice president of the head office, let alone executive director.

You must know that even the president of the head office is just an executive director!

Even the current branch president, to some extent, has been honored by Chen Yang and Rainbow Fund, otherwise it would be good to be the branch president before retirement.

Taking a deep breath, Liu Xiufen forced herself to calm down, fixed her eyes on Qin Yu, and asked tentatively, "Boss Qin, what do you mean by that?"

Qin Yu leaned halfway on the armrest of the sofa, with the corners of his mouth slightly upturned, and said, "OK, Ming people don't speak secretly, and now I represent the Rainbow Group and officially extend an invitation to you to join!"

"what?"

Although she had a little guess in her heart just now, but when she really heard it now, she couldn't believe it.

Did I hear wrong?

Turning his head to look at his daughter who was also surprised,

Well, it seems that I heard correctly!

Then he turned around and forced himself to laugh, "Boss Qin, you're making a big joke!"

I just came here today to express my goodwill on behalf of the bank, why was I dug out? !

It's really hard to say who is better between Min'an Bank and Caihong Group.

Although Caihong Group can crush Minan Bank in terms of financial strength, Caihong's business is too concentrated and mainly relies on financial markets and industrial investment.

In addition, in terms of business and discourse power in the domestic financial industry, especially in the retail banking sector, it is absolutely incomparable with Min'an Bank.

Otherwise, Caihong would not have spent so much effort for a seat on the board of directors of Min'an Bank.

And she herself was born in retail banking, so even if she went to Rainbow Group, she would be useless!

and many more,

Thinking of this, Liu Xiufen suddenly felt moved,

Could it be that Rainbow Group is going to enter the retail banking sector?

Only this reason can explain why Qin Yu would dig himself,

However, the retail business is not so easy to do.

Leaving aside the difficult banking license, even if they can get it, how can they start this retail business?

This is not the same as investing.

When investing, as long as you have a precise vision, you can make money.

However, in the retail banking business, it is necessary to find a way to get the money from the customer's pocket first, that is, to collect savings.

If you can't even do it, relying on the company's own financial support, how long can you last? !

Just when Liu Xiufen's complexion changed, Qin Yu took a sip of coffee and said slowly, "President Liu, don't rush to refuse, you might as well listen to me."

Putting down his cup, Qin Yu said seriously, "Just two months ago, our Rainbow Group acquired five medium-sized financial companies in the United States.

From securities to creditor's rights, to investment banks and retail commercial banks, covering the main business modules of the financial industry, and then reorganized into the Rainbow Financial Group Corporation of the United States,

President Liu has heard of this? "

Liu Xiufen nodded, "I heard it a little bit."

Not only have I heard a little, but to be precise, any mergers and acquisitions in the United States by domestic financial companies will receive special attention from their counterparts in the country.

Because in their view, the technical level of the domestic financial industry is indeed far behind that of the United States, so this kind of behavior is a counterattack.

However, considering factors such as risks, there are not many people who dare to do so, so the very few pioneers who dare to try are naturally particularly eye-catching.

After a pause, Liu Xiufen asked, "So, are you planning to expand the business of the American company to the mainland?"

"not only that,"

Qin Yu shook his head and said solemnly, "The outbreak of the subprime mortgage crisis is a very serious crisis for the financial industry. There are many companies in the same industry that failed to resist the erosion of the crisis and were either merged or closed down.

However, a crisis is both a danger and an opportunity. For Rainbow Group, which has strong financial resources, the subprime mortgage crisis is the best opportunity for development.

Our acquisitions in the United States are not accidental, nor are they isolated mergers and acquisitions, but a starting point. extend as far as possible,

North America, Europe, Asia, and even South America and Africa will be our target markets, which naturally include domestic,

If President Liu is willing to join Rainbow Group, then the position of general manager and bank president of Rainbow Bank China, which will be established by the end of this year at the latest, is yours!

Not only that, new companies are always full of opportunities, especially when the aftermath of the subprime mortgage crisis has not subsided and colleagues in the industry are afraid, it is a golden opportunity for our development.

As long as you can make achievements in this position, then you will have the opportunity to get the positions of general manager of Greater China, Asia, and even the management of the head office! "

Speaking of this, Qin Yu spread his hands and said with a slight smile, "At that time, wasn't he much better than the president of the Guangzhou Branch of Min'an Bank who didn't know when he would be promoted?!"

Qin Yu only talked about job development prospects, but didn't mention salary and benefits.

Because for this kind of people, the level of talking about money has long been passed. What they want is professional achievement and social status, not just a few melons and dates.

Besides, who doesn't know that the companies under the Rainbow Department are notoriously high in employee benefits,

If Liu Xiufen really passed, I dare not say anything else, at least in terms of treatment, I don't know how many times better than now!

For Qin Yu's big cake painting, Liu Xiufen was really moved,

However, these are not enough. The financial industry has its particularity. If Caihong wants to be an investment bank, she will never have any doubts, but retail banks...,

Picking up the coffee in front of her, she took a sip After putting it down, Liu Xiufen raised her head and said with a light smile, "After listening to Mr. Qin's story, it is indeed very attractive, but I have a Small question."

Qin Yu raised his right hand lightly and said with a smile, "Please tell me."

Liu Xiufen said sternly, "Let's not mention whether Rainbow Bank is a foreign capital or a local one, but no matter which one it is, there are countless precedents before. Whether it is a foreign-funded bank or a small local bank, the biggest difficulty in development is storage,

Residents in our country generally only trust the six major banks, China, Agriculture, Industry, Construction, Communications, and Recruitment!

The vast majority of private deposits in the country are concentrated in these six major banks, while other banks can only use their relationships as much as possible to survive in the cracks of these six major banks.

It also includes our Min'an Bank. It took more than ten years for Min'an to take advantage of the development of private financial companies above and borrow a large number of network resources from more than a dozen founding shareholders. Location,

What I want to ask is, if Rainbow Bank enters the mainland market, how can you compete with your peers for deposits?

Without enough savings, how long can Rainbow last with its own funds? ! "