V1.Chapter 1077

Ying Jinchuan took a look at Xia Xiaolan and proposed to buy a house with a 10-year mortgage loan. Isn't it for buyers to work for the bank for 10 years?

It's only abroad. I don't know whether there is a market in the mainland.

Most Chinese people think that they owe the bank money for 10 years. They can't sleep!

"10 years is too long. The bank didn't agree. They are only willing to pay for 3 years, and the down payment should be at least 50%

Ying Jinchuan thought Xia Xiaolan would be dissatisfied, but he didn't know that she was already smiling:

"Three years is three years. It's always better to have it than not. However, the 50% down payment is too high. It's better to talk about 30%. If the total price is 100000 yuan, 30000 yuan can be borne by buyers. "

The remaining 70% can borrow from the bank. How to repay 70% of the house price in two or three years is not something Xia Xiaolan can consider. If you can't afford the loan, the bank will take away the house. If you can't afford the building, you can also sell the house. It's no problem to get back the down payment.

Ying Jinchuan doesn't know what to argue between 50% and 30%. Xia Xiaolan uses land loans to allow buyers to buy a house by mortgage. It is the buyers who mortgage the house to the bank and slowly repay the bank's money. The bank will give the total house payment to the sailing... Whether 50% down payment or 30% down payment does not affect the sailing collection!

If you don't understand, you should not be ashamed. Ying Jinchuan asked Xia Xiaolan. Xia Xiaolan smiled:

"That's very different. If 30% of the down payment is made, the deposits in our customers' hands may not be emptied. We can reduce 20% of the down payment. Don't they just leave the remaining cash in their hands for decoration?"

Ying Jinchuan, a Buddhist, also drew his face and bowed to Xia Xiaolan:

"President Xia, it's really disrespectful!"

There are businessmen who get into the eyes of money. There are not many people like Xia Xiaolan who want to eat dry and wipe clean. She wants to make money when others buy a house. After that, she won't even let go of the decoration! Of course, the decoration is under consideration for her uncle Liu Yong's Yuanhui. If the Jinsha pool community is repaired, it will take hundreds of households. If Liu Yong can eat more than half of the decoration, the quantities will not be less than the part assigned to Yuanhui by Nanhai hotel.

It turned out that he wanted to argue with the bank about this. Ying Jinchuan suddenly realized that it was another business with a total price of millions. What's strange about wasting a few more words of saliva - it wasn't Xia Xiaolan's saliva, but his surname Ying.

Ying Jinchuan ran down the 16 million loan and asked Xia Xiaolan for the first time: "President Xia, I know others' salary, but I don't know my own salary. What's my monthly salary?"

Xia Xiaolan was not angry at being chased about her salary. Instead, she was very happy:

"How much should I want? Tell me a number and let's discuss it. "

Xia Xiaolan said that he was the chief financial officer, but Ying Jinchuan knew that he was a barehanded commander. He called "manager" better than anything. It seems that he really trained two financial officers for the voyage. Once the construction site started, he couldn't account all the detailed accounts.

Now the highest salary is Wang Houlin.

Ge Jian probably won't take less. The overall income of the project manager should be reflected in the bonus after the end of the project. Only in terms of monthly salary, Wang Houlin is the highest in the open.

"Then follow Wang Gong?"

Xia Xiaolan did not hesitate: "yes!"

What's wrong with talking about salary? I'm willing to talk about salary, which proves that I'm a little concerned about sailing.

The people introduced by Tang Hongen also know how to do things with money. Ying Jinchuan is afraid to have great skills. Xia Xiaolan wants the other party to do their best to set sail!

After Ying Jinchuan left, Mao Kangshan went on to say what had just happened. Xia Xiaolan couldn't resist the kindness of the teacher and Wang Houlin, and finally agreed to the revised new scheme.

She also took out the picture she drew. "This is the entrance of the community. The left and right buildings are built like this first. These two buildings need to be repaired faster. We have to let Pengcheng people see what the house looks like after it is built and build a decent sales department!"

"These rooms at the door are the facade?"

Xia Xiaolan blinked. "It's the facade. Xiangmi lake is on the right. There are so many tourists that the stores here can't sell."

It's also good that she can't sell it. Xia Xiaolan keeps her property right and rents the store to others.

Her picture is really good.

The style of the house in the community came out. It was the annotation of some data that made Mao Kangshan want to spray people.

Then Xia Xiaolan was really caught by Mao Kangshan and sprayed: "you're so careless. What if the built house collapses?"

"That's impossible. There are teachers and Wang Gong watching. We don't cut corners in building a house. We have just entered a lot. The cement meets the standard. The thickness of the wall should be guaranteed. The foundation should be firm. It's not easy to build a house!"

How hard is it to build a house?

It is natural for developers to make money.

As long as the quality of the house sold to others is guaranteed, it is the developer's own ability to pay as much as he is willing to sell.

Xia Xiaolan must make money, but she is not cutting corners from the cost of the house.

Such a simple truth is not that future generations of developers do not understand it, but that the land price is too high, that the developers are too greedy, or that the supervision of project outsourcing is weak? It is possible that various factors are intertwined, which leads to the frequent occurrence of problem houses!

Xia Xiaolan can't control the general trend of soaring house prices. She has to make money by soaring house prices herself.

But at least the house built by the company under her name needs quality assurance. It's hard to say how much impact it can have on the industry. She's willing to try.

The standards she mentioned were the key to the quality of the house. When Mao Kangshan choked on her, aunt song in the shed asked everyone to drink mung bean soup, and Mao Kangshan let Xia Xiaolan go.

"Teacher, you see, Shiniang is also on the construction site all day. I didn't ask you to enjoy happiness here. Obviously, I came to suffer."

Mao Kangshan and aunt song returned the hostel and rented other people's houses nearby.

According to Mao Kangshan, he doesn't intend to leave until the Jinsha pool project is completed.

He also stopped working in the Construction Institute of Hangzhou province. Now he is a "consultant" specially hired by Guangdong Construction Engineering Group. However, he spends more time on Xia Xiaolan's construction site than in Yangcheng... Fortunately, Zhou maotong is responsible for the work, otherwise Mao Kangshan will not work long.

Xia Xiaolan wants to pay her teacher. She suspects that she will be sprayed with blood.

She had a plan in her mind, but she had to wait.

Mao Kangshan drank mung bean soup and looked at her: "you are too worried and want to do everything well. I'm very happy here. Your teacher's mother is also happy. Don't worry so much!"

Aunt song can feel who really cares and who is hypocritical and perfunctory.

The house she lives in is not far from the construction site. Aunt song is willing to come around every day. She asks someone to cook on the construction site, which won't make aunt song tired. Xia Xiaolan thought that she had to ask someone to go to Hangzhou again to deal with teacher Mao's house and surprise the second old man after a while!