Chapter 88

It was almost three o'clock when Ma Weixian arrived at the Youth Innovation Park.

As soon as I got out of the car, I saw a handsome young man followed by two people waiting downstairs in the second building of the Youth Innovation Park.

The look of looking left and right should be the look of waiting for someone.

Could this be Su Ye from Qingyun Technology?

At this time, Chen Nanfeng who was standing behind Su Ye's eyes lit up.

"President Su, the Mercedes-Benz just now should be President Ma who came here this time."

Su Ye looked intently and saw a middle-aged man in his 40s standing by the car looking at them.

This person is dressed in a dark suit and has a Chinese character face, which looks dignified.

Presumably it should be Ma Weixian.

Seeing this, Su Ye quickly walked two steps to Ma Weixian, and asked, "Is this President Ma?"

Ma Weixian chuckled, "Yes, you are President Su of Qingyun Technology."

"Sure enough, young and promising."

"President Ma is overrated."

Su Ye turned around modestly and led Ma Weixian and his secretary upstairs.

When passing by the office area, Ma Weixian saw that everyone in the company was working hard, and he even praised him.

A group of people came to Qingyun Technology No. 1 conference room and sat down separately.

Su Ye introduced Li Qianqian and Chen Nanfeng to Ma Wei first, and then the meeting officially started.

"President Su, you Qingyun Technology is an Internet company, while we are a bank."

"So I'm curious about what you can cooperate with here."

At the beginning, Ma Weixian asked about his doubts.

The Internet and banks are simply two things that have nothing to do with each other, so it is possible to have a connection.

It's like a car manufacturer who suddenly has to cooperate with a street fried dough stick.

He really couldn't think of how this connection came about.

"President Ma, we are going to build an online payment platform."

"Users can directly transfer funds from their bank accounts to our platform."

"Then you can buy what you need online."

Su Ye popularized the concept of Internet payment to Ma Weixian.

However, the following content is still understandable.

In the previous one, he was a little confused when he transferred the funds from the bank account to the platform.

If this is transferred in, how do you know who transferred it?

If it is turned wrong, it is a big problem for the user.

When he asked this question, Su Ye couldn't help but smile slightly.

At this stage, the Internet payment method of Longhan Empire actually exists.

Otherwise, how did Mumu, Youxiner and ISeeYou achieve millions of millions in monthly revenue.

However, their payment method is mainly through the user binding mobile phone number.

Charges are deducted from the phone bill in the mobile phone account.

In addition, there is another way to take money from Internet cafes.

Software companies need to make a batch of physical cards and distribute them to Internet cafes through middlemen.

If there are customers in the Internet cafe who need to recharge or buy some online items.

You need to pay the Internet cafe now, and the Internet cafe will give you a corresponding amount of points.

In about 1-2 months, the software company will check a batch of inventory and determine the sales amount.

but.

This method is very cumbersome and has many intermediate links.

Often selling a 100 yuan point card, the software development company can only receive 60-80% of the funds, sometimes even lower.

Su Ye...has never thought about these two ways.

After all, there are mature operating plans for Alipay and WeChat Pay in my mind.

What kind of point cards do you still play, and you pay for the phone bill.

Isn't that simply lowering one's own IQ and then fighting with others?

"President Ma, this problem is actually very simple to solve."

"Oh? I would like to hear more about it."

"The payment platform I founded requires each user to have a separate account."

"In this way, when receiving or paying, a point-to-point relationship will be formed without any mistakes."

"And, in the course of the transaction, we will also do our part."

"Do our best to ensure the safety of funds and transactions."

Looking at Ma Weixian's puzzled eyes, Su Ye directly explained without waiting for the other party to ask questions.

"We will set a transaction safety period."

"After the buyer pays the funds, it doesn't immediately go to the seller's account."

"The funds will be supervised on the platform for 15 days."

"If the buyer has not encountered any problems within 15 days, or the buyer is satisfied, confirm in advance that there is no problem with the transaction."

"The money will be credited to the seller's account as soon as possible."

Ma Wei rubbed his brows first, thinking carefully about what Su Ye said.

If it is as Su Ye said, then this is a relatively mature payment system.

However, hearing what Su Ye said made him feel that this was not just like a payment system.

In other words, this payment platform should be more useful.

"President Su, can I understand that?"

"After your platform goes online, the regulator is yourself, and at the same time, you are also the only seller."

"In this case, isn't it a bit inappropriate?"

Hearing Ma Weixian's words, Su Ye knew that the other party must have understood what he said.

"At present, this is the case."

"However, I already have plans to promote the platform users as soon as possible."

"Not to mention other things, only our QQ users are currently close to 150 million."

"Among them, there are definitely not a few individuals or companies that need payment platforms."

"it is good."

"President Su really deserves to be a young talent. These words can be said to have created a new idea for Longhan's domestic Internet industry."

"However, I have one last question now."

Su Ye stretched out his right hand, "President Ma, please tell me."

Such a simple action, in Li Qianqian's opinion, is simply too masculine.

The eyes couldn't help but flash with splendor.

"This thing has been done, President Su is of course successful and famous, creating a precedent for a generation."

"But."

"What good does this matter do to me and Longhan Bank?"

When Ma Weixian spoke, his eyes were fixed on Su Ye's.

Want to see a trace of discomfort from his face.

After all, although Ma Weixian agreed with Su Ye's ideas, he still had some thoughts.

envy.

Or envy is more appropriate.

He remembered that when he was Su Ye's age, he had just graduated from school and was still working in the banking system day after day in a daze.

Nothing more to think of at all.

And Su Ye is only in his 20s now, not only has he created a chat software with hundreds of millions of users.

Instead of resting on the existing achievements and sleeping on the laurels, he came up with such an idea uniquely.

That's why he wanted to test Su Ye so seriously.

"President Ma."

"I won't answer your topic first, let me talk about my feelings in recent years."

Su Ye looked at Ma Weixian and his secretary confidently, with a smile on his face.

This question should not be too simple for him.

As a person who experienced the rapid development of the motherland for 20 years in the previous life.

Su Ye is more confident than anyone else.

The Han nationality, this great nation, as long as it is at the right time, will definitely burst out with achievements and brilliance that attract the attention of the world.

Looking at Su Ye's confident face, Ma Weixian was not only interested.

"Appreciate further details."