Chapter 642

After a good sleep, Zhang Yu doesn't get up in a hurry.

"Ning'er, how were you last night." Zhang Yu said on purpose.

"It's all your fault. You dare say it." Zhang Ning went to pinch Zhang Yu.

After fighting for a while, Zhang Yu got up.

After getting up, Zhang Yu went to find Guo Jia.

"Fengxiao, go to Zhang Zhao and ask for a list of the money he lent me last night, and then make a secret investigation to see who borrowed the most."

Zhang Yu said that borrowing more is not the amount of money borrowed, but the proportion of his family's property.

For example, a company with only 10 million assets has borrowed 2 million yuan from Zhangyu, which accounts for 20% of the assets, which is very high.

"Lord, it's simple. I have a lot of information on file. I can go back and check it. It can be done in one day." Guo Jia understood Zhang Yu's meaning and said.

Guo Jia collected the information, but he blocked it.

These messages involve other people's privacy. As long as they do not harm Zhang Yu, Guo Jia will not use them and will not let people touch them.

As for the collection of these information, Zhang Yu also asked, but Zhang Yu himself will not go to check, unless it is necessary for who.

It is necessary to collect such information. If a certain family suddenly has a large amount of income or secretly transfers a large amount of assets, it may be suspected of collusion with the enemy. Only when these conditions are triggered will special people be sent to investigate carefully.

The information Guo Jia put on record will not be too secretive, but will gather a lot of information.

That night, Zhang Yu received the message.

"Chen Sheng is good. He borrowed one million yuan, which is all his current assets. His assets are more than eight million yuan in total. The one million yuan he can use is the limit." Guo Jia said.

"Yang Hong also borrowed three million yuan, which is one third of his property. I heard that he had to borrow some from other people to get three million yuan."

Guo Jia also told Zhang Yu some news, there are more than a dozen sincerely lend Zhang Yu, although the money is not the most, but the best.

"Well, these people, I will never treat them badly." Zhang Yu said.

"Ha ha, Lord, I'll lend you some of those. You don't want to investigate people." Guo Jia said with a smile.

Zhang Yu shook his head and said: "as long as we continue to abide by the law, no one will embarrass them. However, in the future, many benefits must first take care of those who support me."

"I will ask Zhang Zhao to take care of these people. We need to cooperate with them first. For example, if we want to purchase materials, we must find them first." Zhang Yu said.

Guo Jia nodded and admired Zhang Yu very much. In this way, a huge interest group was formed. These people will support Zhang Yu more when they develop.

At the same time, there are others who have nothing to regret.

Zhang Yu won't treat them badly. It's not just a talk.

For example, Chen Sheng runs a mine. They need all of these things, and naturally they all buy them back. In addition, Zhang Yu needs a lot of stone to build a city, and there is a lot of stone to open a mine. These things can also be used to make Chen Sheng a profit.

In addition, when Yang Hong opened a tea garden, Zhang Yu could buy tea and sell it to the grassland, or lead Yang Hong to sell it directly to Youzhou.

Zhang Yu will give more convenience to these people who need the cooperation of the government.

Those who can cooperate will be given priority.

Those who don't try their best to borrow money are not on Zhang Yu's blacklist, but they don't get Zhang Yu's care. They will regret their death.

Soon after, Zhang Zhao went to those families and cooperated with them.

For example, Chen Sheng and Zhang Zhao gave him two million yuan to buy all his copper mines and some stone materials.

Chen Sheng lent one million yuan and immediately received two million yuan, which he paid in advance.

Chen Sheng never thought of this.

Then, more than a dozen other families were taken care of to varying degrees.

Yang Hong wants to charter a boat to Youzhou to sell tea. He wants a whole boat. Zhang Zhao directly issues a certificate so that he can pay after he comes back, because chartering requires a deposit, which is not a small deposit.

In addition, when he came back, Zhang Zhao asked him to help him transport some things back, and the rent helped him pay a part.

In this way, Yang Hong is very cost-effective. When he comes back, he doesn't need to empty the boat and saves a lot of rent.

Some aristocratic families understand, but it's too late.

They take a lot of money to find Zhang Yu, but Zhang Yu doesn't need it now.

I borrowed 300 million yuan, which is enough.

Moreover, when tens of millions of overseas people arrive, the autumn harvest will almost come, and there will be a large amount of taxes, so Zhang Yu's economic crisis will be completely over.

Zhang Yu began to work out the bank plan.

He can only come to the plan in person, and others don't understand the rules.

Simply speaking, what Zhang Yu wants to build is a bank, not a bank, which is much simpler.

It took a day and a night to work out the plan.

Then Zhang Yu asked Zhang Zhao to find someone.

It's not difficult to find the people who run the bank. There are many scholars in Jiangdong, and many of them have a fairly high level of mathematics.

The mathematics taught by Jiangdong academy is very good.

With talents, plans and money, the bank can be established soon.

Busy months, strength a little bit recovery.

The role of the bank is too big.

When someone saves money, Zhang Yu can directly use part of it when he has no money.

In addition, it's more convenient to pay. Zhang Yu has to purchase a large number of goods. When he pays, he can directly ask the bank to make an invoice. As long as the other party doesn't go to the bank immediately to exchange, Zhang Yu doesn't have to actually take out this part of money.

Zhang Yu came to Zhang Zhao and told him about the functions and concepts of the bank.

"Ha ha, my Lord, this bank is too powerful. If we had this bank, we would not have been short of money." Zhang Zhao after listening to understand happily said.

Zhang Yu shook his head and said, "it's not that simple. Now you need to gather a group of people to come here. In addition, let the workshop make a special kind of paper. The paper is made of tropical trees in Southeast China, so that others can't fake it."

If you use ordinary paper to issue a certificate, it may be counterfeited. After all, the craftsmanship of the ancients was very powerful.

And from the source to achieve monopoly, as long as others can not make paper, then there is no way.

Zhang Zhao is very happy to prepare.

This is once and for all. With a bank, you will not be afraid of running out of money in the future.

The business of the bank was settled temporarily, and Zhang Yu began to focus on military affairs.

According to the plan, it will not be long before we cross the river and attack Yuan Shu.

Zhang Yu called several chief military officers to understand the situation.

The number of troops can be full in a month, and the most important thing is training. As long as they are well trained, they can go to the battlefield.