Chapter 20： the smallest
These days, the procedures for real estate transactions are still relatively cumbersome, so Chen Yang suggested to find an intermediary to do it for him.
There are real estate agency shops outside the market, and the two found one that seemed to have a better environment. They signed the contract first, and then entrusted the agency to handle the transfer procedures.
"Five hundred for the agency transfer procedures," the intermediary boss stretched out a slap, and said with a smile, "Your procedures are complete, quality and quantity are guaranteed, and it will be no problem to get the certificate in one month at the latest."
Chen Yang, who was taking out the money, was taken aback for a moment, and suddenly raised his head to look at him, "One month?"
"Ah," Boss Lai nodded and said with a smile, "One month at the latest, don't be too late. If it's a commercial house, it's normal to wait two to three months. Your business is simple, and you don't have any utilities. It’s just a transfer of basic property rights, which can be completed within half a day for a normal transfer. The main reason is that it usually takes three to four weeks to wait for the certification fee. Normally, we talk to our customers for a month, but it’s just us. If you do it yourself, I'm afraid it will take a month to go through the formalities, so you won't spend this money in vain."
Chen Yang didn't pay attention to money,
Hey, I thought it would be faster to find an intermediary, but I gave him a month? One transaction for one month, before he bought a few more sets, the price of the store went up again, so what a fart.
I might as well just throw my money in the stock market!
At this time, Boss Zhao also said beside him, "Hey, the intermediaries of you should be expedited, can't you think of a way?"
He was also afraid of procrastinating for too long, nights and dreams. If the price of the shop dropped too much, Chen Yang would rather break the contract than deposit, it would not be worth it.
Fortunately, Boss Lai chuckled at this time and said, "Yes, why not, but you have to pay more."
Chen Yang and Boss Zhao looked at each other and asked, "How much more? How much faster?"
"Two kinds," Boss Lai held up two fingers, "plus five hundred, at most half a month to get the certificate, plus one thousand, I promise, three days to get the certificate! Oh, I'm talking about working days, weekends are not included of."
Snakes have ways of snakes, rats have ways of rats, Chen Yang understood at a glance, the money is not, it should be said that Boss Lai took it all, and was about to choose the second one, when suddenly his heart moved, and he turned to look at Boss Zhao's full face. Difficult, rolled his eyes, and smiled at Boss Zhao, "Boss Zhao, look, do you want to rush it?"
Boss Zhao immediately raised his head and said with a chuckle, "Oh, it's up to you, after all, you are the one who pays."
Pausing for a second, he said hurriedly, "If you want me to say that it is better to do it urgently, the transfer of ownership one day earlier and the rent collection one day earlier."
Chen Yang pursed his lips, with a slightly hesitant expression on his face, finally nodded and said to Boss Lai, "Then give me an extra thousand."
After finishing, I added another sentence, "One month earlier, I doubled the rent and got it back. It's not bad."
Here's to everyone's joy,
"Hey, that's right," Boss Lai immediately took out the contract, "Come on, Boss Chen, please sign again!"
Chen Yang signed the payment and paid Boss Zhao a deposit of 20,000 yuan, and then he left happily.
However, a shop is one thousand yuan, no, it is one thousand five yuan, this is the rhythm of cutting flesh!
Then he comforted himself, it doesn't matter, today's contribution is for a better future, the more such meat is cut, the better!
…
With the first transaction, Chen Yang will have a benchmark for buying shops later, the price will only be lower than this, and cannot be higher, otherwise the price will be raised invisibly, and he will not cause trouble for himself thing.
Strolling in the market, Chen Yang saw a notice for selling stalls, so he called and asked. There was one who offered the highest price of 180,000, but Chen Yang gave up immediately. This guy is still at the beginning of the year, and he really has no vision at all. , talking to him is useless,
The remaining few are basically in the range of 150,000 to 60,000, so we can talk about it.
Next, Chen Yang asked people to meet. There were four people in total, and the two of them were only willing to give up a few thousand yuan at most, and Chen Yang didn't back down, so naturally they couldn't reach an agreement.
After a tug-of-war, the other two were also sold at a price of 140,000. Then Chen Yang found two different intermediaries and entrusted them with the agency procedures. The mouth came to an end for a while.
In fact, in September and October, the lowest price of these stalls even dropped to 120,000. If Chen Yang had no other plans, it would be the safest to sell at that time, but in this way, it really became a buying stall. If you have already invested, you might as well spend all your money to buy CSSC shares and earn more.
His plan is to use the next three months or so to use financial leverage as much as possible to mobilize more funds and get enough chips.
The speed of the intermediary is indeed very fast. After a week, Chen Yang successfully obtained the real estate certificates of the shops in the three stalls, and the first step of buying the shop was officially completed.
Next, officially enter the second step of the plan,
loan!
That's right, it is to use shops as mortgages, borrow money to buy shops, and buy shops as pledges. This cycle, in about three months, Chen Yang is very much looking forward to the number of shops he owns at that time. how many!
Those who know the ending are so courageous!
However, there are also particularities about how to borrow money. Generally speaking, even if it is the same pledge, the loan granted by the bank to an individual not only has a higher interest rate, but also a relatively low loan amount, while the conditions for granting a loan to a company are relatively loose. Therefore, Chen Yang needs to set up a company first, and then inject the store assets into it, so as to achieve the purpose of maximum rolling financing.
Taking advantage of the gap while waiting for the real estate certificate to be obtained, Chen Yang did not go to the intermediary, and wandered around the office area opposite the market with an umbrella all day long. After wandering around for two days, he finally found a suitable rental office information .
This is a six-storey long building with a blue and white appearance and looks relatively new. It is not on the side of the road, but walks along a two-way road that is not very wide for fifty or sixty meters. Jing, the price of UU Reading should not be too high.
Chen Yang dialed the number on the bulletin board, "Hello, Manager Wu, do you have an office for rent here?"
"Also, there are more than 100 square meters, more than 300 square meters, and more than 800 square meters. How big do you want?"
Chen Yang showed the arrogance of the mountains and rivers, and said loudly, "How big is the smallest one?"
On the opposite side, Manager Wu seemed to be overwhelmed. He thought for a while and said, "There is a room of more than 60 square meters on the westernmost side of the third floor. The usable area is about 50 square meters. Is it enough?"
Fifty flats should be enough, and then asked, "How much is the price?"
Manager Wu didn't answer right away, but said, "Are you at the gate, do you want to come up and have a look first?"
Just take a look, Chen Yang replied "OK", then hung up the phone, and waited for Manager Wu to come down to answer.
In less than five minutes, a man in his 40s or 50s who looked like a local came out. He looked around and found that only Chen Yang was standing here. He was a little hesitant, but he walked over quickly and said with a smile , "You just called to rent a house?"
Chen Yang smiled and nodded, "Manager Wu, right, I'm the one who wants to rent a house."
"Come on, please come inside," Manager Wu showed a professional attitude, and enthusiastically invited Chen Yang to go in, and said at the same time, "Are you renting a house for the company? I am here for offices, focusing on office use. The office buildings used as warehouses are different, so your company shouldn’t be renting warehouses, right?”
"Haha," Chen Yang said with a smile, "If I rented a warehouse, I wouldn't come here. There are many markets nearby. Besides, I am renting a house by myself, and I plan to start a small company."
"Hey, young and promising," Manager Wu was a little surprised, turned his head to look at him, and just walked to the elevator at this time, and pressed the up button.
There are real estate agency shops outside the market, and the two found one that seemed to have a better environment. They signed the contract first, and then entrusted the agency to handle the transfer procedures.
"Five hundred for the agency transfer procedures," the intermediary boss stretched out a slap, and said with a smile, "Your procedures are complete, quality and quantity are guaranteed, and it will be no problem to get the certificate in one month at the latest."
Chen Yang, who was taking out the money, was taken aback for a moment, and suddenly raised his head to look at him, "One month?"
"Ah," Boss Lai nodded and said with a smile, "One month at the latest, don't be too late. If it's a commercial house, it's normal to wait two to three months. Your business is simple, and you don't have any utilities. It’s just a transfer of basic property rights, which can be completed within half a day for a normal transfer. The main reason is that it usually takes three to four weeks to wait for the certification fee. Normally, we talk to our customers for a month, but it’s just us. If you do it yourself, I'm afraid it will take a month to go through the formalities, so you won't spend this money in vain."
Chen Yang didn't pay attention to money,
Hey, I thought it would be faster to find an intermediary, but I gave him a month? One transaction for one month, before he bought a few more sets, the price of the store went up again, so what a fart.
I might as well just throw my money in the stock market!
At this time, Boss Zhao also said beside him, "Hey, the intermediaries of you should be expedited, can't you think of a way?"
He was also afraid of procrastinating for too long, nights and dreams. If the price of the shop dropped too much, Chen Yang would rather break the contract than deposit, it would not be worth it.
Fortunately, Boss Lai chuckled at this time and said, "Yes, why not, but you have to pay more."
Chen Yang and Boss Zhao looked at each other and asked, "How much more? How much faster?"
"Two kinds," Boss Lai held up two fingers, "plus five hundred, at most half a month to get the certificate, plus one thousand, I promise, three days to get the certificate! Oh, I'm talking about working days, weekends are not included of."
Snakes have ways of snakes, rats have ways of rats, Chen Yang understood at a glance, the money is not, it should be said that Boss Lai took it all, and was about to choose the second one, when suddenly his heart moved, and he turned to look at Boss Zhao's full face. Difficult, rolled his eyes, and smiled at Boss Zhao, "Boss Zhao, look, do you want to rush it?"
Boss Zhao immediately raised his head and said with a chuckle, "Oh, it's up to you, after all, you are the one who pays."
Pausing for a second, he said hurriedly, "If you want me to say that it is better to do it urgently, the transfer of ownership one day earlier and the rent collection one day earlier."
Chen Yang pursed his lips, with a slightly hesitant expression on his face, finally nodded and said to Boss Lai, "Then give me an extra thousand."
After finishing, I added another sentence, "One month earlier, I doubled the rent and got it back. It's not bad."
Here's to everyone's joy,
"Hey, that's right," Boss Lai immediately took out the contract, "Come on, Boss Chen, please sign again!"
Chen Yang signed the payment and paid Boss Zhao a deposit of 20,000 yuan, and then he left happily.
However, a shop is one thousand yuan, no, it is one thousand five yuan, this is the rhythm of cutting flesh!
Then he comforted himself, it doesn't matter, today's contribution is for a better future, the more such meat is cut, the better!
…
With the first transaction, Chen Yang will have a benchmark for buying shops later, the price will only be lower than this, and cannot be higher, otherwise the price will be raised invisibly, and he will not cause trouble for himself thing.
Strolling in the market, Chen Yang saw a notice for selling stalls, so he called and asked. There was one who offered the highest price of 180,000, but Chen Yang gave up immediately. This guy is still at the beginning of the year, and he really has no vision at all. , talking to him is useless,
The remaining few are basically in the range of 150,000 to 60,000, so we can talk about it.
Next, Chen Yang asked people to meet. There were four people in total, and the two of them were only willing to give up a few thousand yuan at most, and Chen Yang didn't back down, so naturally they couldn't reach an agreement.
After a tug-of-war, the other two were also sold at a price of 140,000. Then Chen Yang found two different intermediaries and entrusted them with the agency procedures. The mouth came to an end for a while.
In fact, in September and October, the lowest price of these stalls even dropped to 120,000. If Chen Yang had no other plans, it would be the safest to sell at that time, but in this way, it really became a buying stall. If you have already invested, you might as well spend all your money to buy CSSC shares and earn more.
His plan is to use the next three months or so to use financial leverage as much as possible to mobilize more funds and get enough chips.
The speed of the intermediary is indeed very fast. After a week, Chen Yang successfully obtained the real estate certificates of the shops in the three stalls, and the first step of buying the shop was officially completed.
Next, officially enter the second step of the plan,
loan!
That's right, it is to use shops as mortgages, borrow money to buy shops, and buy shops as pledges. This cycle, in about three months, Chen Yang is very much looking forward to the number of shops he owns at that time. how many!
Those who know the ending are so courageous!
However, there are also particularities about how to borrow money. Generally speaking, even if it is the same pledge, the loan granted by the bank to an individual not only has a higher interest rate, but also a relatively low loan amount, while the conditions for granting a loan to a company are relatively loose. Therefore, Chen Yang needs to set up a company first, and then inject the store assets into it, so as to achieve the purpose of maximum rolling financing.
Taking advantage of the gap while waiting for the real estate certificate to be obtained, Chen Yang did not go to the intermediary, and wandered around the office area opposite the market with an umbrella all day long. After wandering around for two days, he finally found a suitable rental office information .
This is a six-storey long building with a blue and white appearance and looks relatively new. It is not on the side of the road, but walks along a two-way road that is not very wide for fifty or sixty meters. Jing, the price of UU Reading should not be too high.
Chen Yang dialed the number on the bulletin board, "Hello, Manager Wu, do you have an office for rent here?"
"Also, there are more than 100 square meters, more than 300 square meters, and more than 800 square meters. How big do you want?"
Chen Yang showed the arrogance of the mountains and rivers, and said loudly, "How big is the smallest one?"
On the opposite side, Manager Wu seemed to be overwhelmed. He thought for a while and said, "There is a room of more than 60 square meters on the westernmost side of the third floor. The usable area is about 50 square meters. Is it enough?"
Fifty flats should be enough, and then asked, "How much is the price?"
Manager Wu didn't answer right away, but said, "Are you at the gate, do you want to come up and have a look first?"
Just take a look, Chen Yang replied "OK", then hung up the phone, and waited for Manager Wu to come down to answer.
In less than five minutes, a man in his 40s or 50s who looked like a local came out. He looked around and found that only Chen Yang was standing here. He was a little hesitant, but he walked over quickly and said with a smile , "You just called to rent a house?"
Chen Yang smiled and nodded, "Manager Wu, right, I'm the one who wants to rent a house."
"Come on, please come inside," Manager Wu showed a professional attitude, and enthusiastically invited Chen Yang to go in, and said at the same time, "Are you renting a house for the company? I am here for offices, focusing on office use. The office buildings used as warehouses are different, so your company shouldn’t be renting warehouses, right?”
"Haha," Chen Yang said with a smile, "If I rented a warehouse, I wouldn't come here. There are many markets nearby. Besides, I am renting a house by myself, and I plan to start a small company."
"Hey, young and promising," Manager Wu was a little surprised, turned his head to look at him, and just walked to the elevator at this time, and pressed the up button.
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